Capital Markets Agency (FNMA) Underwriting Lead
Regions Bank
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
At Regions, the Capital Markets Agency Underwriting Lead works within the Real Estate Capital Markets Project Finance Group (RECMPF) to complete financial analysis and borrower due diligence and helps coordinate loan closings.
The RECMPF Group is housed within the Capital Markets Group of Regions Bank and provides client-specific off-balance sheet financing solutions through its various Agency Products – Fannie Mae, Freddie Mac, and HUD.
Primary Responsibilities
Cultivates internal and external client relationships
Identifies and resolves transaction issues
Performs and reviews complex financial modeling
Provides fundamental credit analysis (including commercial real estate market research, qualitative and quantitative property performance, sponsor financial statement detail, and comparable transaction information)
Reviews transaction due diligence (Third Party Reports, Asset Summaries, Sizing Models, etc.)
Creates asset summary memos (i.e. confidential information memorandum and, lenders’ / investors’ presentation)
Consults with senior underwriters on complex transactions
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
Bachelor's degree
Five (5) years of related experience
Preferences
Master of Business Administration (MBA)
Skills and Competencies
Ability to effectively organize and prioritize
Ability to work in a fast-paced environment with a positive and optimistic attitude
Ability to work independently and responsibly with little supervision or instruction
Advanced proficiency in Excel, Argus, Word and PowerPoint
Excellent attention to detail
Excellent customer service skills
Excellent verbal and written communication skills
Strong analytical skills
This position will primarily support Regions Fannie Mae Small Balance portfolio, but may be required to assist our Freddie Mac Underwriting team, depending on volume and/or business needs.
This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.
Compensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$126,745.05 USD50th Percentile:
$157,142.70 USDIncentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Location:
Irvine, CaliforniaEqual Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.